New Jersey Bankruptcy Lawyer - Chapter 7 & 13

Call to speak with a New Jersey Bankruptcy Lawyer - If you are experiencing financial difficulties hiring an experienced and affordable bankruptcy lawyer is a smart decision.  Our NJ Bankruptcy Lawyers have been helping individuals navagate the bankruptcy process for over 20 years.  Whether you are eligible for a Chapter 7 Bankruptcy will depend on a number of factors including your income and expenses as well as the property you own.  If a Chapter 7 is not available a Chapter 13 may be a good option to eliminate your debts.  Many people who are under fiancial distress choose to eliminate their debts and obtain a fresh begining.  The first step is to call our office. 


Call to speak with a New Jersey Bankruptcy Lawyer

Steven P. Lombardi, Esq.




The Lombardi Law Firm is a New Jersey bankruptcy law firm located in Essex County New Jersey with offices in Millburn and also represents clients from its Monmouth County location in Atlantic Highlands.  If you are struggling with debts and facing foreclosure or eviction contact a New Jersey Bankruptcy lawyer at our office to discuss saving your home and removing your debt burden. 

As experienced New Jersey Chapter 7 Bankruptcy Lawyers we can offer you a free initial consultation together with reasonable fees to complete a Chapter 7 Bankruptcy.  A filing under Chapter 7 affords the best relief offered under the bankruptcy laws. 


If you cannot file under Chapter 7 help under Chapter 13 may still be available.  Under a Chapter 13 filing a plan is filed which lasts typically three or five years requiring payments to be made to the Chapter 13 Trustee.  Once all payments have been made a discharge is then obtained removing any legal obligation for the unsecured debts list in the petition. 


By speaking diectly with a New Jersey Bankruptcy lawyer at our firm you can determine if help under the Federal Laws is right for you and your family. After consideration of all of the financial factors and issues with your case we can advise you on whether a bankruptcy is right for you.  


We serve clients in Essex County and can meet with you in our Millburn New Jersey office.  We also serve many clients from Union County.  If you live in Middlesex County our firm can also serve your needs as we are a short distance from Middlesex County to either of our two offices. 


Call a New Jersey Bankruptcy Lawyer today at 



We serve the entire State of New Jersey including the following towns in Essex, Hudson, Union and Monmouth Counties



Belleville - Bloomfield - Brookdale - Silver Lake - Caldwell -Cedar Grove - City of Orange - East Orange -Essex Fells - Fairfield - Glen Ridge - Irvington - Livingston - Maplewood - Millburn - Short Hills - Montclair - Upper Montclair - Newark - North Caldwell - Nutley - Roseland - South Orange - Verona - West Caldwell - West Orange



Fanwood - Garwood - Kenilworth - Mountainside - New Providence - Roselle Park - Roselle - Elizabeth - Linden - Plainfield - Rahway - Summit - Westfield - Berkeley Heights - Clark - Cranford - Hillside - Scotch Plains - Springfield - Union - Winfield Park



Aberdeen Township - Cliffwood Beach -Strathmore - Allenhurst - Allentown - Asbury Park - Atlantic Highlands - Avon-by-the-Sea - Belmar - Bradley Beach - Brielle - Colts Neck - Deal - Eatontown - Englishtown - Fair Haven - Farmingdale - Freehold Borough - Freehold Township - East Freehold - West Freehold – Hazlet - West Keansburg - Highlands – Holmdel - Howell - Ramtown - Interlaken - Keansburg - Keyport - Lake Como - Little Silver - Loch Arbour - Long Branch - East Long Branch - Elberon - North Long Branch - Pier Village - West End - Millhurst - Taylors Mills - Tennent - Yorketown - Manasquan - Marlboro - Beacon Hill - Bradevelt - Morganville - Pleasant Valley - Robertsville - Spring Valley - Wickatunk - Matawan - Middletown – Chapel Hill - Belford - Fairview - Leonardo - Lincroft - Navesink - New Monmouth - North Middletown - Port Monmouth - River Plaza - Sandy Hook - Millstone Township -Holmeson - Monmouth Beach - Neptune City - Neptune Township - Ocean Grove - Shark River Hills - Ocean Township - Oakhurst - Wanamassa - Wayside - Oceanport - Red Bank - Roosevelt - Rumson - Sea Bright -Sea Girt - Shrewsbury - Spring Lake - Spring Lake Heights - Tinton Falls - Union Beach - Upper Freehold Township - Wall Township - Allenwood - West Belmar - West Long Branch



Bayonne Jersey City  Hoboken  Union City  West New York  Guttenberg, Secaucus  Kearny  Harrison  East Newark  North Bergen Weehawken